Calculators · FY 2026-27

Every calculator on the site, and what each one answers.

Five instruments, one arithmetic engine. Each shows its working and cites the section it comes from.

Income-tax Act 2025 · in force FY 2026-27 · verified 9 August 2026

CTC → in-hand calculator
Monthly take-home, yearly breakdown, regime comparison.

₹18,00,000 CTC · Karnataka → ₹1,19,649 a month

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Old vs new regime advisor
Which regime wins for your exact deductions, with the crossover point.

₹18,00,000 CTC · new regime saves ₹1,84,148 a year

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HRA exemption checker
The exempt amount under s.11, shown as the three tests it is the least of.

₹28,000 rent · Bengaluru → ₹23,000 a month exempt

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Gratuity and EPF calculator
Post-Labour-Code formulas, with the wage definition spelled out — and the rupee difference from a pre-Code basic.

₹75,000 a month · 6 years → ₹1,29,808 gratuity

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NPS contribution and deduction
Where the tax saving stops, which is usually long before the 14% ceiling does.

₹14,50,000 CTC · ₹62,577 worth routing, not the ₹93,630 s.124 allows

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Why five, and not thirty

We ship a calculator when every line of its arithmetic can be cited to a section, and not before. That rules out most of what a salary site could publish: the rate is guessed, the source is a blog quoting another blog, or the rule genuinely varies by employer and no formula is honest. So the list is short on purpose, and every one of these carries the statute that made every figure in it — which is the point of the list being short.